disablement n : the condition of being unable to perform as a consequence of physical or mental unfitness; "reading disability"; "hearing impairment" [syn: disability, handicap, impairment]

Disablement \Dis*a"ble*ment\, n. Deprivation of ability; incapacity. --Bacon.

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A disability (or lack of a given ability, as the "dis" qualifier denotes) in humans may be physical, cognitive/mental, sensory, emotional, developmental or some combination of these.

• Loss for road accident victims, gain for insurers: Opposition - Times of India
  Moreover, the bill has a provision that the claims tribunal can award interim compensation only up to Rs 1 lakh in case of death or permanent disablement and Rs 50,000 in case of permanent partial disablement such as loss of limb or sight. Read more on this news related to 'Disablement'
• Death by mosquito bite is also accident, says consumer forum - Deccan Herald
  It had also contended that the policy was in respect of sustaining bodily injury resulting solely and directly from accident caused by outward, violent and visible means and / or death / disablement due to sterilisation risk and since the insured did not ... Read more on this news related to 'Disablement'
• New Parents May Want to Think About Life Insurance - Market Wire
  Every family should have life insurance. Life insurance is there to make sure that your family is financially looked after in the event of your death, or serious disablement. Now that you have a family to support, new parents should think about how their ... Read more on this news related to 'Disablement'